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San Francisco, California - USD Full Time Posted: Thursday, 8 November 2018
Credit Karma is transforming its business through an innovative pre-approval platform called Lightbox. Lightbox enables our partners to build and deploy targeting models in Credit Karma's Model Building Environment. This, in conjunction with other Lightbox platform capabilities, provides partners with the ability to make real time, customized, pre-approved offers to our 80 million plus members upon login. The initial scope of Lightbox is credits cards and personal loans with near term extensions into our other verticals like auto finance and mortgage. The Lightbox capability extends our mission (making financial progress possible for everyone) to more people and helps them make better-informed decisions. The Lightbox team is looking for a VP of Partner Decision Science & Analytics to set strategic direction for the Lightbox platform and help partners leverage its capabilities. This role will report directly into the GM of Credit Cards who is the executive sponsor of the Lightbox program and will work with cross functional internal teams (Data, Product, Engineering, BD) and external partners across verticals. As the VP of Partner Decision Science & Analytics, you will serve as a cross-functional thought leader and problem solver, and build close relationships with Chief Risk Officers at partner Financial Institutions. Ultimately, your goal is to expand Lightbox capabilities and drive adoption, leading to increased Share of Wallet and revenue for Credit Karma across its vertical lines of business.

What the job entails

. Set strategic direction and product-capability roadmap for the Lightbox program

. Manage and expand partner decision sciences team to drive Lightbox adoption across verticals

. Build out partner analytics team to support monthly and quarterly business reviews, demonstrating Credit Karma data driven, value added insights and program expansion/optimization opportunities for partners across verticals

. Build out a team to manage Lightbox pricing capability, including competitive benchmarking, macro-economic trends and price-volume-revenue optimization

. Be the senior point of contact for Chief Risk Officers across verticals and partner with them to ensure appropriate data quality and security standards are set and managed in the Lightbox platform

. Provide industry/domain based insights to improve the precision of our approval models, partner data and product feature requirements for the Lightbox platform

. Lead cross-functional team to deliver company goals for the Lightbox program

Our Ideal Candidate

. 10+ years of direct experience in underwriting and originations at a top ten bank, with a strong preference for credit cards domain expertise

. Proven track record of creating and implementing company-wide data strategies from a credit risk management and business perspective

. Strong experience in managing relationships and partnering with credit bureaus, media technologies, or other third-party data providers/sources

. Comfortable working with complex data environments and with big data and machine learning techniques

. Ability to lead and manage cross functional teams

. Bachelor's degree in econometrics, statistics or a related field from an accredited college or university. Graduate degree preferred


San Francisco, California, United States of America
Credit Karma
Credit Karma
11/8/2018 9:06:21 PM

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