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Job Details

 

Consumer Loan and Deposit Specialist (Full Time)

Location: Middlefield Ohio Country: United States of America
 

The Middlefield Banking Company is a full service FDIC-insured commercial bank and LPL FinancialĀ® brokerage headquartered in Middlefield, Ohio. We have 14 branches serving Beachwood, Chardon, Cortland, Dublin, Garrettsville, Mantua, Middlefield, Newbury, Orwell, Solon, Sunbury, Twinsburg and Westerville, Ohio. The Bank also operates a Loan Production Office in Mentor, Ohio.

Dating back to 1901, The Middlefield Banking Company has been a leader in delivering quality personal financial service to its communities. We are continually recognized as one of the most profitable community banks in the U.S. If you are you seeking an opportunity to learn more or have a desire to start or advance your career in the banking industry, the Middlefield Banking Company is looking for enthusiastic team members to join our team!

Located at our Middlefield Main Branch, this position assists walk-in customers with lending products appropriate for customer needs. The responsibilities include examine, evaluate and authorize or recommend approval of customer applications for retail and consumer loans. Provide customer service to new, potential and existing customers. This includes: Open accounts, provide information on all bank products and services.

  • Assist walk-in customers with obtaining loans that meet or exceed the Bank's credit standards and provide information on bank products and services

  • Open new accounts by entering required information into database. Cross sell other back products and services

  • Refer customers to bank Financial Advisor

  • Interview loan applicants and gather related credit information.

  • Underwrite and document credits for decision-making and/or appropriate authority for approval.

  • Provide written credit analysis for the underwriting of the credit transaction.

  • Approve credit within lending authority

  • Monitor and manage delinquent credits in loan portfolio.

  • Prepare loan package(s) that meet the Bank's underwriting standards

  • Obtain non-interest income fees as established.

  • Maintain and service current loan relationship.

  • Maintain a quality portfolio.

  • Manage non-interest expenses over which have control or influence.

  • Maintain and report active loan prospects and pipeline of pending transactions.

  • Participate, as appropriate, in internal Loan Committee meetings.

  • Assure compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.

  • Maintain confidentiality of customer files.

  • Generate reports on branch products, services, accounts, deposits, and loans to analyze branch growth

  • Must have NMLS license

Posted Date: 13 Sep 2017 Reference: CB Company: The Middlefield Banking Company Contact: Debbie Farrow